Most of us pay our monthly bills and expenses without giving it much thought. After all, things like rent and mortgage payments, utility bills and insurance costs are usually something that you can’t get away from. But, when it comes to what you spend month-on-month for your family, there are some ways to slash the costs and save money for putting aside or spending on something a little more fun and exciting. While you might not be able to get away with reducing your rent, there are plenty of other ways to spend less on your household essentials every month.
Coupon Clipping:
Coupons and vouchers are a great way to save money on the essentials that you need for your family, and you can find a huge range of coupons, voucher codes and exclusive deals available for all sorts of different stores, like Kohl’s coupons. You can collect Kohls coupons and use them to get money off when you buy essentials for your home, like bedding, new shoes for the kids, a new outfit, kitchen essentials and even new furniture.
Switch to Streaming:
When it comes to entertainment, you might be paying a lot more than you need to for a cable TV package with broadband. Think about how much use you actually get out of the package; is it worth paying so much for? If not, then a switch to streaming might be ideal for cutting your entertainment expenses down. Netflix, for example, is only a few dollars a month and there are hundreds of movies and TV shows to watch. And if you don’t have a smart TV to get Netflix on, an Amazon Firestick is worth getting – just plug it into the HDMI port and you can download numerous apps.
Meal Prep:
Another way that you can significantly cut the cost of household essentials is by planning and prepping your family meals in advance. Not only will this help you spend less on food since you’ll know exactly which ingredients you need for the week ahead; if you decide to batch cook and prepare the food in advance too, this will reduce the risk of food going bad and being wasted. Take some time at the weekend or the day before you normally do a grocery shop to decide what you’re going to eat for each meal in the upcoming week.
Re-evaluate Your Insurance and Utilities:
Almost anything that you’re paying monthly for could potentially be reduced by a little bit of shopping around. Regularly frequent comparison sites to see if there are any better deals on offer that you could take advantage of for essentials like home, health, car and life insurance or your gas and electricity supply. Chances are, you’re not getting the best deal on the market as prices for these services are constantly changing. But bear in mind that cheapest doesn’t always equal best, so sometimes it’s better value to stay as you are.
There are plenty of simple ways to slash your monthly household expenses with a bit of homework and preparation. How do you keep monthly costs low? We’d love to hear from you.
